oracle paid a big dividend to get into the 2012 tax year. other businesses are not building new factories and hiring new workers and growing growing and expanding, and it is preventing the economy from growing which is why reare frustrated over the impasse 0 capitol hill, and why we definitely want them to fix it. >> gene, in that context what should people do to calm their nerves before the change of the year? >> well, they need to read the other side of money. "the other side of money" is a book i have put together. it is a culmination of 10 years of articles i have been writing for our newsletter. it talks about how to find happy. money is a tool we need to use, but it doesn't make us happy. and so the book talks about that. finding happy. >> it is fascinating how people look to us as financial advisors because they come to us to achieve financial goals. but gene's emphasis is there is more to life than money. having a lot of money doesn't make you happy. gene's pure excellence is in the area of helping people understand how to really ach